The Company offers the following benefits to all full-time employees:

• Direct Deposit: Direct deposit of bi-weekly payroll for all employees.
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• Vacation: Paid vacation, from one (1) to four (4) weeks commensurate with years of employment.
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• Holidays: Eight (8) paid holidays and two (2) personal days during the year.
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• Disability Insurance: Short-Term Disability Insurance coverage - 100% employer paid.
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• Life Insurance Employee Life Insurance coverage with a $10,000 death benefit - 100% employer paid.
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• 401k Plan: Features a 50% employer match up to 6% total payroll deferral. Funds from previous approved plans can be rolled into the company 401k plan immediately. Eligibility in the program begins at the first open enrollment period [quarterly] immediately following 6 months of employment with Keystone.
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• Medical Insurance: A PPO medical plan from United Healthcare with 80% employer co-pay for single employee health insurance premium and a 50% employer co-pay toward all other coverage premiums.
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• HRA: We also offer a Health Reimbursement Account (HRA) to offset employee paid deductible. Currently Keystone pays the first $1000 of the single coverage and $2000 on all other employee plus dependent coverage deductible.
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• Flexible Spending Account: A Flexible Spending Account for Medical expenses and Dependent Care expenses.
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• Supplemental Insurances Programs: Voluntary Supplemental Insurances (portable) - Life, Short-Term Disability, Long-Term Disability, Accident, Cancer, Critical Care, Medical Bridge.